Summit Insurance Group has been safeguarding New York families and businesses for over 25 years. Comprehensive coverage, fair claims, honest guidance.
Unlike captive agents, we work with 40+ top-rated carriers to find you the best coverage at the best price. No pressure. No hidden fees.
We shop multiple carriers so you always get the most competitive rates in New York.
Every client gets a personal agent who knows your policy inside and out.
Average claims resolution in 7 business days. We advocate for you, not the insurer.
"After the fire in our Brooklyn apartment, Summit had an adjuster on site within 24 hours. Our claim was settled in less than two weeks. Absolutely exceptional."
"As a small business owner in Queens, I needed comprehensive coverage without breaking the bank. Summit found me a policy 30% cheaper than my previous insurer."
"Been with Summit for 12 years. They've never once made me feel like just a policy number. My agent knows my family by name. That means everything in this city."
Get your free quote in under 3 minutes. No obligation.
From your first apartment to your retirement, we have the right coverage at every stage.
Whether you own or rent in New York, protect your home and belongings from theft, fire, water damage, and more.
New York requires minimum auto coverage. We help you find the right balance between compliance and full protection.
Protect your livelihood. From LLCs to storefronts, we build custom commercial packages for New York businesses.
Ensure your family's financial future with flexible life insurance options tailored to your New York lifestyle.
Individual, family, and small group health plans through NY State of Health and private exchanges.
Umbrella policies, jewelry, fine art, boats, and other specialty items that standard policies don't cover.
Our licensed New York brokers will review your situation and recommend exactly the right coverage — at no cost.
Since 1998, Summit Insurance Group has grown from a single-room office in Midtown Manhattan into one of the city's most respected independent brokerages.
Summit Insurance Group was founded by David Mercer in 1998 in a 400-square-foot office on 47th Street. Starting with just commercial property clients in Midtown, David built a reputation for putting clients first in a city where trust is everything.
Today, we serve over 50,000 policyholders across all five boroughs and New York's tri-state area, with 5 office locations and 85 licensed agents. We remain independently owned — beholden only to our clients.
We tell you what you need, not what earns us the highest commission.
We understand NYC's unique risks — floods, building codes, co-op requirements.
When disaster strikes, we respond in hours — not weeks.
Real agents answer 24/7. No bots, no hold music, no runaround.
David Mercer opens Summit Insurance on 47th St with 3 commercial clients.
Opened second and third offices to serve the outer boroughs.
Surpassed 10,000 active policies and launched our 24/7 claims line.
Processed over 2,000 Hurricane Sandy claims, settling 95% within 30 days.
Clients can now manage policies, pay bills, and file claims online 24/7.
Celebrating 25 years and our largest policyholder milestone to date.
Founder & CEO
Chief Operating Officer
Head of Commercial Lines
Director of Claims
Personal Lines Manager
Director of Client Services
Our dedicated claims team is available around the clock. Start your claim online, by phone, or walk into any of our 5 NYC offices.
Call, go online, or visit a branch. Available 24/7 for emergencies.
A licensed NY adjuster is assigned within 4 business hours.
We inspect damage, review documentation, and evaluate coverage.
Receive your fair settlement — average resolution in 7 business days.
Don't want to wait? Our senior claims specialists are available 24 hours a day, 7 days a week. Speak to a real person, not an automated system.
No bots, no wait queues. Our licensed brokers are ready to help with quotes, policy questions, and everything in between.